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Caught in loans you cannot repay? Read this!

Caught in loans you cannot repay? Read this!

Rediff.com   30 Jun 2009

Here are some helpful tips to follow in case you are in trouble.

Card tricks: Minimum balance or EMI?

Card tricks: Minimum balance or EMI?

Rediff.com   30 Jun 2009

So what do we do when the purchase is beyond the repayment capacity? We are presented with 2 options: Pay the Minimum Balance, or Convert the purchase into an EMI.

Insurance: Waiver of premium rider

Insurance: Waiver of premium rider

Rediff.com   24 Jun 2009

Riders are the additional benefits that you may buy and add to your policy. They are options that allow you to enhance your insurance cover, qualitatively and quantitatively. Riders can be mixed and matched based on one's preferences for a small additional cost.

Of NRIs and gifting property

Of NRIs and gifting property

Rediff.com   24 Jun 2009

No special permission is required for an Indian citizen residing outside India to acquire (by purchase or gift) any immovable property in India other than agricultural land, plantation property or a farmhouse.

Wacky insurance covers: Body parts

Wacky insurance covers: Body parts

Rediff.com   23 Jun 2009

Celebrities are known by one of bodily features and it serves as their means of livelihood and fame. Therefore, it is important for them to safeguard what brings them fame and money!

Select the right diversified MF to prosper

Select the right diversified MF to prosper

Rediff.com   23 Jun 2009

If you are in a dilemma about how to select the right fund, then read on to get help on the selection criteria.

Some smart ways to save and still have fun!

Some smart ways to save and still have fun!

Rediff.com   23 Jun 2009

We will discuss here how to tighten your belt, in a number of small-yet-effective ways, so that you can maintain your lifestyle, discover new and better habits, as well as save along the way.

How does a daily SIP work?

How does a daily SIP work?

Rediff.com   22 Jun 2009

A Daily SIP collects a small sum from an individual on a daily basis and invests it in the market. It operates like any mutual fund, where the disbursement and handling of the money is the fund manager's prerogative.

The implications of tax evasion

The implications of tax evasion

Rediff.com   19 Jun 2009

Simply put, tax evasion occurs when any trust, individual, or firm, seeks to avoid paying taxes by illegal and unfair means, by, for example, deliberately hiding income from the tax authorities to reduce the tax liability.

Have you tried the multi-currency card?

Have you tried the multi-currency card?

Rediff.com   19 Jun 2009

What about when you go to different countries, and have to change from US Dollars to Pound Sterling to the Euro? Fazed by all the rates of exchange? Not quite sure how much you're losing with each transaction? Don't lose heart. In these times of instant cash and virtual travel, the multi currency card might just be the ticket.

How to make a good household budget

How to make a good household budget

Rediff.com   19 Jun 2009

A good budget allows you control over your money, helps you enjoy rather than worry over it, makes spending more purposeful, and protects you from financial problems.

Money tips for NRIs returning to India

Money tips for NRIs returning to India

Rediff.com   19 Jun 2009

While bringing over your money to India you should take care to ensure it is done in such a way so as to reduce your tax liability and let you repatriate it back to your residence abroad, should you opt to move back.

10 ways to use your credit card right!

10 ways to use your credit card right!

Rediff.com   19 Jun 2009

Here are some pointers on what to do and what not to do in order to achieve this reality.

Signing agreement with builder? 5-point checklist!

Signing agreement with builder? 5-point checklist!

Rediff.com   19 Jun 2009

Let's take a look at the points you need to remember and the measures you can take against them while signing an agreement with a builder.

How does securities transaction tax apply to you

How does securities transaction tax apply to you

Rediff.com   16 Jun 2009

Securities Transaction Tax is applicable on purchase or sale of equity shares, derivatives, equity oriented funds and equity oriented mutual funds.

How to choose the right insurance policy

How to choose the right insurance policy

Rediff.com   15 Jun 2009

First and foremost, choosing an insurance policy must be based on your current and projected income or simply put your current and projected ability to pay the insurance premiums, your medical state, your age, future financial plans, etc.

Understanding some mutual fund terms

Understanding some mutual fund terms

Rediff.com   15 Jun 2009

People are dabbling in the stock markets and you would always a find a group in an office talking about the market performance. With this changing trend it is important to understand some lesser known details of one of the most popular investment options -- mutual funds.

File tax returns in 3 steps; last date July 31

File tax returns in 3 steps; last date July 31

Rediff.com   15 Jun 2009

If you've passed the hurdle of paying taxes in the month of March, then the next task at hand is to file your income tax returns -- a necessity that most people consider a chore, or don't quite know how to go about.

Returning to India? Pay your income tax

Returning to India? Pay your income tax

Rediff.com   10 Jun 2009

Here we take a look at income tax rules governing income tax for the NRIs in India.

Gilt funds can be double-edged swords

Gilt funds can be double-edged swords

Rediff.com   10 Jun 2009

Gilt funds are nothing but debt funds that primarily invest in government securities (G-Secs). However they differ from conventional debt funds in that, while a traditional debt fund invests in all types of debt instruments, gilt funds have narrow investment objective. They just focus on G-Secs.